Privacy Policy

Your Privacy

We recognize that protecting your personal financial information is important to you and we are committed to maintaining standards that safeguard your confidentiality. The trust and confidence of our customers has always been our goal and that is why we have always taken steps to respect and protect your privacy.

Information We Collect

We collect, retain, and use your nonpublic personal information only for specific business purposes such as opening an account, maintaining your accounts and records, providing you with opportunities for new products and services, complying with laws and regulations and otherwise continuing to meet your financial needs.

We collect nonpublic personal information about you from the following sources:

• Information you provide to us such as on applications, including financial information such as assets, debts and earnings, or vital information such as name, address, and Social Security Number.
• Information from your accounts and transactions with us, including the types of accounts, payment/deposit history and transaction activity.
• Information we receive from a consumer reporting agency such as your creditworthiness, credit history, motor vehicle record, and loss history reports.

Information We Share

We are permitted under the Fair Credit Reporting Act to share information about our experiences or transactions with you or your account with companies related to us by common control or ownership. As a result, you may receive information from us about products and services that have value for you. We do not sell or provide authorization to the use of customer information to any third parties

We are also permitted to disclose nonpublic personal information about you to nonaffiliated third parties in certain circumstances, such as to service your accounts, in response to subpoenas, to credit reporting agencies and with your consent. We do not disclose any nonpublic personal information about you to any other third parties, except as permitted by law.

We may disclose all of the information we collect, as described above in "Information We Collect" with companies that perform marketing services on our behalf. These arrangements give you an opportunity to receive additional products and services.

Safeguarding Customer Information

We restrict access to your personal account information and we maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We restrict access to your nonpublic personal information to only those employees who need to know that information to provide products and services to you. Our employees are educated on the importance of privacy and confidentiality.

We also require companies working for us to adhere to confidentiality provisions and restriction that prohibit the use of any information beyond the performance of the specified service. In addition, we maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information. The vendors or service providers who help us perform transactions are obligated to maintain the confidentiality of non public personal information that we provide to them.

Maintenance and Accurate Information

It is in the best interest of both you and our mortgage division to maintain accurate records concerning your personal information. For this reason we allow you to update your personal information electronically, at any time, through the submission of encrypted e-mail requests to the our secure internet administration site. Notification is immediately sent to approved mortgage division personnel alerting them to the receipt of your request. This procedure, along with the ability to contact us directly, allows us to update your personal information within a timely manner. Inaccurate information, when brought to our attention, is corrected as promptly as possible.